Coming to terms with the death of a loved one is difficult, especially when few decisions were made about the loved one’s wishes about funeral arrangements. In an effort to make this time easier, The California Department of Consumer Affair’s Cemetery and Funeral Bureau created “Consumer Guide to Funeral and Cemetery Purchases”, to aid and inform family members about their options and rights during the funeral and burial decision making process.
Veterans and survivors who are eligible for a VA pension and require the aid and attendance of another person, or are housebound, may be eligible for additional monetary payment. These benefits are paid in addition to monthly pension, and they are not paid without eligibility to Pension. Aid and Attendance monies increase the pension amount, therefore people not eligible for a basic pension because their income is high, may be eligible for pension at the increased rates.
The United States Department of Veterans Affairs has published the 2018 Aid and Attendance Rates; rates were effective 12/1/2017. In addition, the VA maintains a list of accredited organizations who are legally authorized to assist vets with the application process.
When a class action lawsuit prevails, the defendant entity is ordered to pay restitution or other punitive financial damages to the class. The courts require that every effort is made to award to class members. Where it is not possible to directly distribute all monies to class members, or when there are residual funds after all payouts have been made, a cy pres distribution may be made.
It's a common question: Who pays for care in assisted living facilities? Medicare? Medi-Cal? Assisted living is considered a 'non-medical' care model, therefore there is no health insurance benefit that covers assisted living services. Assisted living services are private pay. Funds for 'private pay' come the individual's pensions, investments, savings, and sometimes - long term care insurance. Individuals considering placing themselves or their loved ones in assisted living should be budgeting between $88,000 and $100,000 to cover the cost of care if the individual ages, and dies in place. Those estimates should be increased between 3 and 5% annually.
Sooner or later, we all confront the driving issue - whether for ourselves or for a family member. To drive, or not to drive is an emotionally-charged issue, mostly because to drive means independence, and not driving means loss of independence. If we continue behind the wheel, how do we stay safe? And if we give up the keys, what are our options for staying active, engaged and staying a vibrant part of our community. Big questions to be sure. We link to the July 2017 Consumer Reports Article.