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A recently released Bankrate survey reports Americans are saving little or nothing of their annual income and half could end up struggling in retirement.  

20% of those surveyed save 0% of their annual income while those who do save were found to not be saving enough.  Experts recommend setting aside 15% of one’s annual income, but of those surveyed– 16% report saving at the 15% level, 25% report saving 10-6%, and 21% save 5% or less.

The survey notes those 55-64 years of age, who do have retirement savings, have a median savings of $120,000, and those 65-74 years old have saved a median of $126,000.  Even when factoring in Social Security, these reserves will not last long in the absence of paychecks ($1,342 is the 2017 average monthly Social Security benefit) exposing seniors to the risks of a lower standard of living in retirement and/or an inability to afford an emergency expense. 

Another risk retirees must consider is the potential need for long-term care and the associated cost.  Assisted living is an increasingly popular option within the continuum of long term care. CARR recently received funding from The San Diego Foundation to examine the affordability of assisted living in San Diego. The median lifetime cost of assisted living in San Diego is estimated as $88,000 or $4,000 per month for 22 months.  CARR’s Assisted Living Accessibility study found 32 of San Diego’s 39 communities have 20-60% of seniors, 65 years and over, unable to afford lifetime assisted living costs, even when factoring in home equity. 

Since assisted living care remains, for the most part, a private pay option, Bankrate’s survey underscores the urgent need conveyed in CARR’s study for communities, like San Diego, to advocate for and improve access to aging-in-place for their aging population. A full copy of CARR's report is available upon request rcfereformorg@gmail.com

 

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How To Use Our Statewide Facility Search

Enter values in the appropriate fields. You don't have to fill in all the fields' You can use any or all of the name, etc. For example, To find Mount Helix Manor Elder Care you could enter "Manor" in the Name field and "La Mesa" in the City field then click the "Find a Facility" button

Some names might use abbreviated words such as "Casa St. James" while others might spell out the word such as " Saint Mary Homecare" so you may try several spellings before you find your facility.

Please note: A maximum of 60 facilities can be viewed. If you have more than 60 found facilities, you may want to be more specific in your search.

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News / CARR in the news

AIS Bulletin front page
The September issue of San Diego County's Aging and Independence Services Bulletin (AIS) features CARR and the County's recently launched rating system for local assisted living facilities, the Choose Well Program.  The highlight of the feature story is a recount of the impressive spark ignited by CARR's Executive Director, Chris Murphy, to ultimately create, alongside Chrisy Selder Principal Investigator, a senior advocacy organization committed to helping an underrepresented segment of California's seniors--assisted living residents.  Read the full story here. 

News / RCFEs in the news
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THIRTEEN SD RCFEs EVACUATED DURING LILAC FIRE

13 assisted living facilities located in San Diego's North County were under mandatory evacuation orders during the Lilac Fire.  The Lilac Fire, a fast moving blaze, was moving westward from I-15 near Bonsall,  towards Oceanside.  As of Monday 11 December, Community Care Licensing (CCL) reported all had been repopulated, following CalFire's lifting of the evacuation order.  The facilities affected were:

 

News / CARR in the news

CARR announced 13 September 2017 that it has received an AARP Community Challenge Grant.  CARR is only one of 4 AARP Community Challenge Grant recipients in California.

News / CARR in the news

On 1 August, 2017, San  Diego County made it official:  Choose Well is now a recognized public program!  

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Watchdog & Advocacy
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Our review of CCL licensing data found 40% of facilities receive their license more than 120 days following their first pre-licensing visit.  Facilities may contact their local state representatives explaining to them the financial hardship associated with a delay in licensure. Contact information for your local representative(s) is available in the following article.